UPS My Choice Premium Promo Code UPSMYCHOICE10 Gives You 50% Off

UPS My Choice Premium promo code UPSMYCHOICE gives you $10 off on their annual membership program. With this UPS my choice premium you get over 50% discount.

UPS My Choice Premium

UPS My Choice Premium is your upgrade from UPS My Choice. With this Premum plan you get the following benefits:

• Choose the number of deliveries to UPS access point locations
• No fees for changing either delivery day or address
• All Sure Post packages get free upgrade to UPS ground at no further cost
• Redirect all packages to another delivery location. FOR FREE
• Personalized deliveries by deciding the where, when and how of package delivery

The service costs $19.99 annually. But with the promo code you’re going to get it for way lower

UPS My Choice Premium Promo Code

With this promo code you’re going to get UPS My Choice Premium plan for $10 with the promo code code UPSMYCHOICE10.

PROMO CODE	DISCOUNT The prmo code expires by 12/21/2021	EXPIRES

Step by step process to add My choice promo code

1. Register forthe UPS MY choice account from this link here.
2. In the Promotion code field enter the code UPSMYCHOICE10 at the bottom of the page
3. Click on Apply
4. CLick next and finish checking out.

Remember that when it renews the charge is going to be $19.99. WIth renewal there are taxes too.

How to cancel UPS My Choice membership?

To avoid being charged for the renewal cancel the policy before the end of the current plan. Call 1800 pick ups or visit the manage my memberships page

Conclusion

THe MyChoice Premium plan has a lot of benefits. You don’t have to worry about someone stealing the package. If valuables are delivered you can redirect it to another location. This lets you pick up when convenient.

Dunkin’ Free Coffee Offer

Who doesn’t want free coffee? There’s a Dunkin’s free coffee offer if you have a DD perks account.

DD perks is Dunkin Donut’s mobile app reward sprogram that you can sign up for free on their Dunkin’s site.

sign up for free on Dunkin’ site 

You can also get their app

The free coffee offer is for the following states:

• Arizona (AZ)
• California (CA)
• Colorado (CO)
• Iowa (IA)
• Illinois (IL)
• Indiana (IN)
• Kansas (KS)
• Missouri (MO)
• North Carolina (NC)
• Nebraska (NE)
• New Hampshire (NH)
• New Mexico (NM)
• New York (NY)
• Nevada (NV)
• Oklahoma (OK)
• Texas (TX)
• Utah (UT)
• Virginia (VA)
• Vermont (VT)

Here are the terms and conditions of the offer:

• The offer doesn’t include cold brew or nitro cold brews. The offer includes medium coffee only
• Other discounts cannot be coupled with this.
• Almond milk, espresso shots or flavored milk attract additional charges.
• No substitution.
• The full list of terms is on dunkdonuts.com/terms.

Finally

This deal was live before during Summer and is now available for you again.

HULU black friday offer- Stream shows

 

Hulu is a subscription streaming service. If you heard of Netflix Hulu is no stranger.

The handmaid’s tale is one of the most popular hulu shows. Another show I watched and that which has ended is Future man.

Hulu’s pricing tiers vary. This month’

S 1.99 black friday deal is for the basic tier. You get all the tv shows and exclusive content. But this is supported by ads and that’s a problem.

No live tv either.

Finally,

If you are into streaming you may want to ditch cable and can save moneythat way. Hulu is one of the best ways to save money. By using Netflix or Hulu you can completely disavow cable and save.

Don’t think you are going to miss cable because of the live tv option available.

CBS all access for free

What is CBS All Access?

CBS all access refers to a video streaming service. With new content and content by viacom CBS there’s plenty of content to go by.

There are several hit videos and series

• Young Sheldon
• Big Brother
• Seal team
• The Good Fight
• Star Trek Picard
• The Big Bang Theory
• The Late Late Show With James Corden
• Reno 911!
• Evil
• All Rise

With this Direct Link to CBS All Access you get one month free trial.

Just ue the promo code KICKOFF when signing up 

The big news is the promo code and the ensuing offer is both for new and existing customers. If you use this promo the billing is extended bya  month. The promo code givesyou acces for a full 30 days.

There are two plans to choose from The limited commercial charged at $5.99 per month. The commercial free whereyou can download and watch shows later at $9.99 per month.

The plan needs to be cancelled before the month is up otherwise you are going to be charged at a high rate.

To enter the promo code go to the account page. Go to the subscription area and click promo code and enter it. The cbs account gives just one promo code per account.

Call 1-888-274-5343. To cancel.

 

Most popularly Netflix is one of the widely available streaming shows listed. However there are more channels like CBS with more shows to boot.

Chase Extends “Pay Yourself Back” Feature To April 30, 2021

 

Credit card companies are on a perk and benefit adding spree with Covid slowing down credit growth. One such scheme is from Chase called the Pay yourself back offer. It’s going to be extended and we’re today going to talk about the same.

Chase “Pay Yourself Back” Feature

Ith Pay yourself back Chase spurced up the deal with new features that had a lot of temporary benefits.

The feature is available for chase sapphire reserve and preferred card. The cardholders can redeem their points against grocery purchase, dining and purchasing home improvement items.

 

• With the card redeem the points for reward points at 1.5 cents per point towards purchase.
• With the preferred card you get 1.25 cents per point towards eligible purchase.

Starting from October 1 2020 this is going to be extended to chase ink and freedom cards as well. You get 1.25 cents per point for online advertising an contributes to charity.

In general scenario you get 1 cent per point. So 10000 points will be $100.

“Pay Yourself Back” Extension

This feature was supposed to last only through September 30 2020.. But now has been extended to April 30 2021

• The purchase categories can changge from grocery and dining to others 
• The categories can rotate.

Only the ultimate rewards point that let you book flights and hotels and changed much of ouyrhcase bahvor has result in this.

How To Use “Pay Yourself Back”

The feature is really easy to set up and use. Here’s all that you need to do:

Step 1: Go To The Chase Ultimate Rewards Portal

Find the pay yourself back feature by going to chase account and clik through to chase ultimate rewards portal.

Once you are there go to the earn/use tab and click.

Step 2: Select Eligible Purchases To Pay Yourself Back With

The screen shows you all the list of purchases that you can pay yourself with. You need to select one more transactions. From date of purchase you have 90 days to use the fatueare. No  neleigalbe transitions don’t show.

Step 3: Enter The Dollar Amount To Get Back

Finally you get the amount of cash you can redeem for the said amuotn.

You can opt for the full amount or just a small amount.

Today you caan get a lot of money with this feature. Transfer points to money and purchase things.

I’m definitely redeeming a chunk.

Save money on a tight budget

Spend less than you earn.

The best way to save money is by generally spending less than what you earn. Overspending is the single biggest reason why people aren’t able to live within their budgets. It really comes to down this simple thing: Don’t spend more than you earn.

You can’t have the cake and eat it too

Money saving starts with this simple realization that you can’t have the cake and eat it too. You have to make some sacrifices to stop overspending what you are making.

It is never easy. But time and again these sacrifices will ultimatley lead you to being happy and peaceful.

If you dedicate to getting paycheck after paycheck and look back at the struggles you made to save money you will begin to appreciate everythinga round you more.

Also, if you’re serious about getting out of your paycheck to paycheck cycle, you should have no problem sacrificing some things while you work your way up.

Determine your goal

When Alice was in Wonderland she asked which was the right way. The rabbit asked where did she want to go. She said she didn’t know. Then the rabbit said, it doesn’t matter which way you go. Financial prudence and sacrifices fizzle out if you have no sense of direction, if you don’t know where to go.

If you want to save money, you’re not doing that because the dollars look good in the bank. Perhaps you want to save up for a vacation, buy a new phone or something like that.

Write it down and look at it everyday, It doesn’t matter what the goal is. What’s important is to have a goal. Also set long term goals so that you can save big.

Budget

 

If you want to save money there needs to be a budget. Budget helps you optimize your finances. Not count every dollar but yes most of it.

Budget tells you how you’re going to use the money.

There are different budgets for different purposes however living on low income is the best way to use a budget.

It’s something I recommend everyone to try out first.

Pay your debts off with a plan

It’s going to be hard to pay off your debt if you don’t have a plan. It’s also going to block how you save. Debt should be gotten rid of as early as possible. You should simply pay it off.

To do this right the first thing to do is have  a debt payment plan. Once you do that, you know the most effective way to pay off that debt. You also know how long it is going to take to pay this off.

. Cut Your Biggest Expenses

The next thing to do is cut off big expenses from your list of expenses. Rent, food expenses and travel are generally what cost people a lot of money.

One you reduce these expenses, that means you will be able to save a lot of your money through the year.

Rent 

Rent happens to be something people to spend a lot of money on. They either take a big mortgage or they rent out a big property, Ideally you shouldn’t be spending more than 30 percent of your income on mortgage or rent.

To cut this expense, rent out the spare room or let it go and find something else, cheaper.

You can save more by living with your parents. This is true when paying off debt too.

TRANSPORTATION

To cut travel costs the first thing to do is properly maintain your car. This costs money from time to time but is still better than neglecting the upkeep of your car and then paying a lot more.

Get better insurance rates for the car as well.

Also instead of taking the car or the motorcycle walk or bike. This is better nad the wallter is better of with this step./

Also you might be able to carpool with other office goers with Uber or Lyft. They have options for carpooling and that saves a ton.

FOOD

Food is something you don’t want to be spending too much on. Food is a categoryof item you ideally don’t want to spend too much on. But that’s generally out of the question because those small visits to fast food, restaurants and others tend to quickly add up and make for a big tab.

To cut on these expenses is to cook at your home. Looks like a lot of work, But there’s always the thing of making a large quantity of food at one go and freezing it for weeks so that you can reheat tomorrow and down the week.

There’s also the $5 meal plan you can use. They budgetize meals for $5 and send an meal plan for each week. The $5 meal per person works out to be around $2.

Pay Yourself First

Paying yourself is considered an evergreen financial tip that a lot of experts swear by. It works. When you pay yourself you are prioritizing saving money. You are less inclined to overspend the said amount.

Paying yourself means that instead of saving what remains you are allocating a certain portion for your spending and saving a big another portion. That curbs the habit of overspending.

To do this the right set up automatic transfers to different accounts. One: a savings account and two an account where you pay yourself.

Determine what to spend on

It isn’t possible to live by not spending anything at all. The income would get spent one way or the other. But what you can do is add certain items to the priority list and determine where you want to spend and then do that.

So first, prioritizing spending. All that means is figuring out what’s really important to you. Do you love going to the gym? Seeing movies in theatres? Maybe you can’t live without your Netflix subscription.

There are things that you can afford not to spend on. For example you may not need the latest iPhone or if you don’t spend time at home either cable or Netflix. There are several things you are not using and that is the equivalent of wasting money. 

Cut them out of your life. It’s time to take things moderately. Instead of going to Starbucks you could probably make your own coffee and rent out movies.

Find Free Money

There are at least a few dozen ways I can think of generating free money right now.

You could for instance sign up for banks that offer sign in and chekcing account bonuses. There are credit card offers and free buys that all offer free money.

5. Start Making More Money

When you are on a low income that means there’s potential for you to make more money. There are several ways to make money online. 

Even its a few  hundred dollars that can make a significant dent in your life.

Another way to make money is by starting a side hustle. It can be a blog or something that helps you use your spare time to generate a cash flow.

1. Track Your Spending

When you have set a budget the next step is to keep track of what you are spending on each and every month. You should be keeping track of those nifty little expenses should you wish to curb spending habit.

Tracking gives an idea regarding what you’re spending on and how much you’re spending on. This will help you moderate out your expenses too.

2. Learn to Negotiate

Being able to negotiate can help you save hundreds of dollars. Especially for second hand items. You can negotiate bargain and drive down the value of the car. That’s an easy peasy 1oo to 200 dollars in svings.

KNegotiate for better repayment terms, salaries an other things in life.

Get cash back

There are several apps that pay you cash back when you are shopping. Little by little they tend to add up to a lot.

Here are my favorites:

• Rakuten (formerly Ebates) – The browser extension hunts for deals and alerts you

• Swagbucks – The offers are better and there’s browser extenion. Plenty of other ways  to earn money too.

• iBotta – Upload grocery receipts and get cashback. Pletny of offers.

Apps that pay you cashback for receipts

In this post we are going to see a list of apps that pay you cashback when you upload receipts such as grocery receipts on to them.

These apps readily pay you some cash back for doing this simple task.

 

It also doesn’t seem that reasonable for an app to want to pay you for uploading grocery receipts on to it.

Turns out this is part of marketing data and  having access to individual customer data on how people spend is valuable for tons of companies. That’s why they do this to collect essential data from customers.

• With this they see the products you buy most

• The stores you frequent

• The brands you buy

• How much you spend when you buy and what

These receipt apps are not all going to behave and ask the same details from you. Each one is going to be slightly differen way. Also, if you’re someone worried regarding how your data is going to be used, its best not to sign up or thoroughly read the terms. The apps anonymize the data gathering so the individual credentials are never known.

More often than not, the data gathering tells them what the overarching trends are. If certain offers were popular with the masses or not and things like this.

You getting paid for receipts means the companies themselves need to generate sufficient cashflow on certain things themselves. This is the nitty gritty behind how these apps work and how they are able to fund their way to helping you.

Apps to Scan Receipts for Money Back

There are several apps that you can use to get cashback when you upload receipts. However ideally you want to be allotting space to more than one app in this niche.

So here are the recommendations

1. Ibotta

Ibotta is one of the best known receipt apps available online. The app has been around for a pretty long time and sports some of the best possible offers around as well. With a referral program you can also earn some extra money on the side. ItThe way this works is quite simple. Sign up and tick the offers you’re most interested in. Once done buy those products and scan out the receipts. With this you stand to get some good cashback.

There are other ways to earn money too. Make a few in app purchases to get started or use the loyalty card to start shopping.

Checkout 51 ($5 Bonus)

Checkout51 is another great grocery cashback app you can use. Similar in nature to Ibotta with couple of differences.

Listed in both USA and Canada you can redeem against any store both offline and online.

Ibotta is going to work really well with Checkout 51

There are also other apps like the one we saw above.

Once you start using these apps and get some cashback that’s new opportunity for you and you begin to realize the opportunity before you.

There are more apps that can help.

Some apps are way better than others.

Shopkick

Shopkick is another cool app that pays you to scan receipts. You can also earn by scanning barcodes and also by simply visiting a few stores. That’s not all, if you link one your credit cards with the app and make purchases with that, you earn cashback credits.

• Just like apps like Swagbucks that pay you for activities, this app too pays you for stuff like watching videos.

• You also earn when making purchases through the app. There are also treasure hunts and a referral program to invite friends.

Receipt Hog

ReceiptHog pays you for uploading almost all kinds of receipts. There’s no target store to buy or purchase from. Or a target product to buy,

There are several problems with the app. You have no clue regarding the amount going to be credited for each receipt. Also the amount per receipt isn’t great. It can be a few cents to just over a dollar.

SavingStar

With savingstar there are 2 ways to get cashback.

• There are offers to activate where you standto upload receipts and earn some cashback on that. There are also automatic stores where you earn cashback by linking together store loyalty cards.

• With automatic stores earn cashback just linking together store loyalty cards and remembering to use them when at checkout. This gets you cashback.

There’s also a bunch of Always on offers that you can simply activate once and from then on whenever you make a purchase, that automatically qualifies you to earn reward points.

Fetch Rewards

FetchRewards is getting a lot of popularity  lately, PPrimarliy because there are no restrictions on the number of receipts you can upload. Shop whatever and whenever to get credits on each purchase. As you earn these credits against receipts you canr edeem them against hundreds of different reward options available.

ReceiptPal

ReceiptPal lets you upload receipts. Connect your Amazon account whenever any receipts appear on the site or on your email. There are also sweepstakes as well.

8. CoinOut

Coinout is where you can upload receipts from almost any retailer offline and at the same time earn cashback from online sites through offers and being a member of the Coinout app.

You not only get gift cards but also can casho out the amount in the form of real money to bank or PayPal accounts too.

. Makeena

Makeena is similar in function to BerryCart. They promote healthy products. The grocery app helps you shop at both online and offline retailers.

As payout options you can either cash out through PayPal or through Venmo. You will get cahs in exchange for receipts. However the amount minimum cash out is $20.

Coupons.com

Coupons is another similar app where you get a lot of free coupons that you can stack up against each other and have more offers when scanning receipts.

You can also print coupons with them.

Caddle

Caddle is exclusively for Canadians.

With this app there are new cashback offers every thursday and you get to cash in once you have reached $20

In addition to completing surveys you need to scan receipts to get money.

Ebates

You must have heard the name Ebates at least once in your life. And why won’t you? There’s at least 40 percent cashback offer with tie ups exceeding 2500 different stores as well.

THere are plenty of opportunities.

When doing shopping compare and contrast the price on Ebates first and use the extension to get cashback as soon as available.

Swagbucks

Swagbucks is a popular get paid to do stuff site. You can watch videos, you can click on ads, you can shop and all round you get paid for all that work.

The offers are different and sometimes better. That’s one reason people tend to sign up for both to earn the most.

It’s better for you to compare both and see which side offers the best beenfits.

With its own extension you get cashback alerts too.

Paribus

Paribus gives you price alerts. No one wants to buy something at the full price only to notice that the price fell by a lot later down the road.

It often happens more times than you can count that you purchase something off the internet and a few days later witness its price going down. As frustrating as this can be we had no insurance against this. However there’s a way to get rid of this annoyance

How? Sign up with your email and all the purchases are now monitored by Paribus.

When the price drops on hotel booking or anything else for that matter, Paribus will negotiate with the retailer to get the difference back to you. The shipping times are also monitored so that you get a nice refund as well.

Drop

Drop is simple. Link your cards to the app, select the stores and you get the cash back immediately when you make purchases.

50 money saving tips you can get started with now

 time to get started with the money-saving tips.

1. Build an Emergency Fund

With an emergency fund you have a strict amount of money that you plan on using only during an emergency and not before.

WIth this money this saves you for an emergency situation. With cash saveed up, you need not go into debt for paying for emergencies.

Stick with a budget

Almost anyone can make a budget but sticking with it is an altogether different story. To have personal finance success you need to stick with it.

A budget is important because it gives you a strong idea regarding monetary outflows. You get to know exactly where your money goes each month, how much you’re making and everything else.

Decide what you want to do with the money with a goal

It’s easier to save and make sacrifices if you know exactly what you’re going to get with it. Goals are motivating and help your journey towards something worth achieving.

These are the most important points to note when goal setting.

• The goals should be specific. You need to be able to decide the exact amount you want to save.
• The goals can be both long term or short term. Think of both. The short term goals should be really easy to achieve. And these short term goals should take you closer to what you really want
• It’s difficult to understand if you’re progressing in the right direction if you don’t keep track of your goals. You need to measure progress and come up with new plans and strategies.

Start Earning Cash Back

One of the smartest ways and the way which takes the least effort is to use cashback sites and apps to save money that you’d have otherwise lost. It is still worth it.

• Ebates – Ebates formerly known as Rauketen is one of the best sites to earn cashback. Integrates with 2100 stores and free 10 dollar bonus if you sign up with my link./
• Drop – Drop gets you cash back at your fav stores if you link the credit card. It doesn’t require any receipt scanning either. 

Save money on grocery shopping

Groceries generally consume a big portion of our budget but there are ways to save money on groceries. One easy way to save on groceries is using a credit card that get syou cashback on that. Or using store cards that give you cash back.

• iBotta ($10 sign up promo) – With ibotta you can upload grocery and other spending receipts and get money
• Checkout51 ($5 sign up promo) (Full review) – A receipt scanning app that offers unique offers

Pay less money on bills 

Bills seem a  necessary condition of human existence. All of our lives is spent paying off those bills.

You can reduce your bills by learning how to negotiate on those bills. You only need to place a few phone calls to make this happen.

However if you don’t want that you can always sign up for Trim and let them do the negotiation for you.

Invest in meal planning

One of the prime money saving tips is to invest time into meal planning. Buying stuff in bulk when they’re cheap saves a lot of money for you and you can do this over and over again. Planning meals helps you minimize waste as well.

You can use the weekend to prepare meals for the week coming ahead. You save both time and money.

• This way you reduce the number of trips to the grocery store.
• You throw out less food.
• You can do more stuff you like because you planned meals in advance.

Get rid of Credit Card Debt

Credit card debt is not something you’d want to keep for long. Why? The interest rates are outrageous to say the least.

The interest rates are in the range of 40 percent apr. So get them off as soon as possible.

Get a personal finance app

The days are long gone when you could scribble something in the notepad and plan about making a budget and your finances. These days there are budgeting, spend tracking apps that automate a lot of saving. It saves time and that’s why is less painful. It’s difficult to decide which one to pick because there are so many choices.

Here are some of the best:

• You Need a Budget – This app isn’t free but well worth it. Whatever you need, consider the feature is already there
• Min is free and good at tracking and for simple buidgets.

Use Paribus

Paribus is something that lets you forget regrets.

This often happens that you purchase something and a few weeks later the price goes down. To avoid such problems and get the benefit of the price change simply send an email to the store and they will send back the difference to you.

Paribuns automates this by negotiating with the store for you.

The thing is after purchase you are never going to go back and see the reduction in price. Paribus automates even that and negotiates for you. So you save a lot of money that way.

Use Cash

The benefit of using cash is you know how much you’re spending and tend to spend less. With credit card people tend to spend more since there are no limits and you can spend what you want.

Don’t use the cable. 

On average you pay $100 a month for cable. That is you nearly shell out 1200 dollars a year. And in most cases cable isn’t worth the money.

1. You can cancel it 
2. Or you can choose for a lower subscription pack or you can choose for a negotiated bill with Trim

Throw out what you don’t need

There are things in your house that have been there forever. How much of it do you really need?

If you clean your house you will discover that there’s a ton of things you no longer use and can sell on craigslist or ebay. It’s junk lying around your house and that which you can use to get some profit.

20. Cut Your Own Hair

If you can cut your own hair, you will save at least a 100 dollars in costs. You will also save both time and money.

Buy Used to Save Money

To save more money go with second hand stuff. This way you’re going to be able to save tons of money. The quality won’t suffer either.

Workout at Home

Most people have gym memberships they never use. They spend a thousand dollars or more a year in a gym membership. However the struggle may not always be worth it.

Look into ways to save costs both inside and outside home with the help of workout apps.

Fix Things Yourself

This is something I live by. I wasted hundreds of dollars trying to get the repair man fix my sony laptop. And everytime he did, it went undone in less than a month. If you don’t want the same thing happening to you, you need to learn and fix stuff on your own. Its easy with Youtube. Learn all kinds of art making and DIY crafting with youtube.

Spend on quality

Saving money isn’t about being a cheapo and not spending anything at all. It’s also about spending money wisely.

Instead of spending 10 dollars on something that doesn’t last spend on something that lasts long.

Take Advantage of Promos

If yoiu want to shop and buy something, learn that most stores will get great promos to first time users. A lot of these stores are offering discounts if you are part of their email lists too.

Use the 24 hour rule

If you are about to make a big purchase, before pushing the buy button sit out the decision for a period of 24 hours. This helps you decide if the purchase is worth the money or not. If you still buy after 24 hours the purchase is well worth it. Otherwise not.

For other purchases wait for 30 days.

Don’t Fast Food

Fast food isn’t good for you. It’s bad for health.

And fast food can quickly add up to a lot.

Instead of binging on fast food, make more portions of your meals and freeze those or cook healthy snacks. Thats better.

Pack a Lunch

Instead of purchasing lunch at work which isn’t great for the wallet, go to someplace where you bring your lunch. Taskeout lunches cost thrice the amount you’d make on your own and that’s how you save that much money.

Move Somewhere Cheaper

Rent is something you’re sploshing on right?

It’s no good to spend so much money on rent needlessly. Bigger house means more money on upkeep and other things. You’re going to be much happier in a small house.

Start a Kitchen Garden

A kitchen garden is more than a hobby and can save you tons on groceries every year. After planting all it takes is watering and fertilizing and you can have all the vegetables you want.

You can also grow crops in a terrace garden.

Carpool

If you are regularly going to office one of the ways to save some money is through carpooling. There are people transiting through the same route and you can carpool on Uber or Lyft to save money.

Do It Yourself

There are additional things in the house you can do to save money. You can do DIY and other things.

Maintain the car

Car maintenance means regular upkeep of the car so that it doesn’t disappoint you later down the road.

Don’t ignore weird noises. It could be that the visit to the mechanic has come calling.

Regularly maintain the car. That saves a lot of money for you.

Check Your Credit Report for Free

The credit report tells others and you how good you are at managing youf finances. Applying for a new loan or card means companies are going to pull that report.

They will check the report. Credit report is essential. It’s important to maintain a good score and accessing credit reports generally costs a lot of money.

Use credit sesame with such tools check the credit report for free.

Save Money on Travel

Travelling is generally expensive. You can save money though.

Water is great

Water is great for health and also saves money. Instead of opting for soda drink a glass of water to savemoney. Also avoid plastic packs of water.

Work From Home

Working from home has a number of benefits chief of which is it saves you commuting costs. It isn’t for all but if you do work from home the savings can be great.

1. There are couple of ways to save money with this. Less commuting means less money spent on gas and also on maintaining the car since it runs less.
2. The second thing is with working from home you are eliminating the need to go for lunch or coffee all of which adds up to a big amount.

Use Programmable Thermostat

With a programmable thermostat you can save a ton on energy bills. If that doesn’t seem like a lot think of it this way. If you’re spending huge amounts on gas and electricity using a programmable thermostat can result in huge savings annually.

Refinance Your Student Loans

Mostly we tend to end up paying big interests on student loans. If the interest rate is above 6% you should look into refinancing student loans. Otherwise you are going to end up paying more than what you should really pay.

ake Online Surveys

Taking surveys doesn’t save money but helps you make some.

It’s a clean and easy way to make some money online. Surveys are mostly easy and only take a few minutes of your time. Once you fill up those you can save money and make money.

Go to staycations

Instead of booking hotels for expensive hotels explore your own land.

Use Airbnb

Airbnb is a fun way to find houses or apartments to stay at.

Start Investing

If your money isn’t growing your are losing money. There are tons of options that let you save money.

You could use roboadvisors to handle the bulk of work for you.

Get Swagbucks

With Swagbucks there are plenty of options to make extra. There’s a discovery and shopping seciton on Swagbucks that lists a variety of deals.

These sections have deals where you can get a lot of cashback.

Keep track of transactions

Almost every week or so keep track of your transactions. This way you where exactly you are spending money on

Also always pay your credit card due bills in full.

 

• The 2 in 1 led scooter.

  This kids’ 2-in-1 LED Scooter, originally listed at $69.95, drops to $47 at Amazon. Plus shipping is free. That’s the best price we could find by $23. It features an adjustable seat and handlebars. The seat can also be removed entirely. The scooter can support kids up to 110 pounds and is available in seven colors. Sales tax is charged in most states.